Showing posts with label saving. Show all posts
Showing posts with label saving. Show all posts

Monday, August 25, 2008

Philips Carnival Sale

Every year Sept

> Philips Carnival Sale is back!!!
>
> This is an absolutely, must not miss, "once in a year" chance to
grab
> quality products at incredible prices. With products ranging from
TVs,
> Audio Systems, DVD Players, MP3 Players, Home Theatre Systems, PC
Monitors,
> Light Bulbs, Shavers, Hairdryers, Iron, Vacuum Cleaners, Toasters,
Juicers,
> Kettles, Blenders, Mobile Phones, Long Range Digital Cordless
(DECT)
> Phones, Residential CCTVs...you will simply be spoilt for choices!
>
> What's more, for the first time, baby products such as Baby
Monitor,
Room &
> Bath Thermometer Set, Bottle Warmer, Magic Theatre & In Touch
Address
> Recorder will be offered. To top it off, you can opt for the 0%
interest
> free instalment plan * for your purchases.
>
>
> So, what are you waiting for? Quick, spread the word.
>
> Philips Carnival Sale
> 11-12 Sep 04, 9:30 am - 5:00 pm
>
> at
> Philips Electronics Singapore,
> 620A Lorong 1 Toa Payoh
>
>
> * terms & conditions apply

PHILIPS CARNIVAL SALE is back!!!

This is an absolutely “must not” miss chance of grabbing quality products at incredible prices! With products ranging from LCDs, Plasma, CRT Flat TVs, Audio Systems, DVD Recorders, DVD Players, MP3 Players, Headphones, Home Theatre Systems, PC Monitors, Clock Radios, Light Bulbs, Shavers, Hairdryers, Iron, Vacuum Cleaners, Toasters, Juicers, Kettles, Blenders, Mobile Phones, Long Range Digital Cordless (DECT) Phones.... you would be simply spoilt for choice!

What's more, there are also baby products on offer such as Baby Monitor, Room & Bath Thermometer Set, Bottle Warmer, Magic Theatre & In Touch Address Recorder. To top it off, you could opt for the 0% interest free installment plan * for your purchases.

So, what are you waiting for? Quick, spread the word!!


Philips Carnival Sale
10-11 September 2005
9:30 am - 6:00 pm

at
Philips Electronics Singapore
620A Lorong 1 Tao Payoh

Philips Carnival Sales is here!

620A Lorong 1 Toa Payoh
9-10 September 2006
9.30am - 6.00pm

8th to 9th Sept 07! Got the mailer ler...

Sunday, August 24, 2008

Malaysia Furniture Shop

1. Rozel by JKL Furnishing,
L2-L4, Blk E,
Complex Lian Hoe,
Taman Sentosa.
Tel: 07-3358850

2. Lot, L2-JA5, Southern City Hypermarket,
No. 3, Jalan Suria 19, Taman Suria,
81100 Johor Bahru (restaurant's address).
The furniture shops are on the 2nd level


3. VENZO
no 2, 2A, 2B, Jalan Sri Putra 1, Bandar Putra,
81000 Kulai. Johor.



4. "Le Tien"
Wisma Yong Lip Yen
Jalan Masai Lama
near Plentong Giant
triangular building next to Toyota Showroom
Opening : 10.30am - 9.00pm (daily)

7%GST plus RM260levy charges (The manager waived the levy for me ^^).
607-3512142


Jan 2007
I had to pay 5% GST (in RM), RM200 levy, RM60 for custom form on top of the furniture price. i was exempted from paying delivery charges of RM300 because i purchased above RM6000.


Hi, i had check another furniture shop from kulai ( johor) which have delivery to singapore. They need charge the delivery ( if full lorry it's Rm700 as i remember, less items less delivery charge, start from rm200 onwards), Custom fees Rm100, install fess RM50+ GST.
Then we went to another shop which's we had ask before, purcharce more then RM2000 free delivery fess and levy fees.

Tuesday, August 19, 2008

Why need to save on reno spending

The worst part on top of impractical reno, i believe - is the spending of future money which has prompt quite a number of news articles in ST.

___________________________________


Oh honey, if we didnt spend that 60k on reno 10 yrs ago - right now;

1) we would have had enough money for our kids' or our hospital/medical bills bcos our medisave is not enough to cover. * check the facts on medical *

2) we could have spend our christmas riding reindeers in sweden/switzerland. And visit the whole world in near future. *check ST classified Tour packages*

3) we could have given our kids' the best education money can buy. *$500-$1000+ for a good kindergarden*

4) we could have pull through this difficult period without the need to jump out of the beautiful window of our 60k renovated hdb cos one of us is jobless and the bills keeps piling up and there is no one to help.

5) we would not have to be declared a bankrupt and had our 60k reno house reposessed by the bank/hdb.

bla bla bla.......



50-60k is a lot of money, period.

--------------------
it already happenned during 1997-2004....many have jump either out of the window or onto mrt tracks.

when i was working in marina sq 1998-1999, every couple of weeks big size car trailers would wait at the main road(opp oriental) while towtrucks went into the car park and drag out pretty cars and load them onto the trailers.

on housing - those days it's was popular for greedy young adults who went out of their way to buy a condo and using the rents to pay for instalments. many either end up bankrupt, condo reposessed or hdb flat reposessed or both.

what is $200 or $2000 monthly instalments when one has a job? it's nothing.
but when one is jobless? Even a $2 chup chai peng is a big problem.
-------------
My father also advise me try not to have money burden hanging over our backs, especially in Singapore. Last time he was a boss running a machinery business but all becos of many loans, he sold his business to repay the loans and left only a little to himself. Now he's working part-time to pass his time and to earn a little allowance to himself (of cos I also got give him some allowance lah...hehe).

That's how come I also spent less than 10k for reno and pay housing loans by CPF only. Furnitures and appliances also try to get 2nd hand from relatives or friends.

During recession, not just have people jumping, also have crazy people walking around. During the last recession, saw one young guy (20+) wearing like a salesman with shirt and tie, walking alone talking to himself (definitely not using hands-free or bluetooth)...sad...
----

Why not to do these things that cost $$$

One thing i keep wanting to say - but aint nice on other pple's blog.

Why spend $50-$60k to engage a Interior Designer only to find out that 99% of all those new houses in your block looks MORE or LESS same as yours? dunno.gif

feature walls(tv console) - when 99% of your neighbours all have this - what/how feature is this feature wall?

string curtains - as above, unless you hang G-strings in a row laugh.gif

wall decals - when it starts to peel off by itself, you will know "HOW" special it is.

pebbles/sand - when it comes to cleaning HA! very very special indeed. not applicable to those who can afford maids.

Stuffs meant for hotels/restaurants

false ceiling virtually EVERYwhere - from livingroom to bedrooms to toilets/kitchens.
99% of hdb flat have low ceiling except for some units(top most flr) - why make a low ceiling even more lower? dunno.gif lower ceiling is HOT/warm.
99% of kitchen and toilets have moisture = things starts to get ugly real soon unless appropriete measures are taken(ventilator).

30x-50x downlights - WOW, most pple wont switch all of them on after moving in - especially after receiving their first PUB bill. 50 pieces of lets say energy saving 5w bulbs = 250 watts, very energy saving indeed.

"salt onto the wounds" = Downlights with built in ballast
- another WOW, when you need to replace the ballast.

To top it up - 50k-60k are reno loans = super WOW!!! hopes everyone keep their job for the years to come.
If you are paying CASH 50-60k for it = geez , you must be rich!!!

All the above are my personal opinions - your money, not my money, how you spend your money none of my/our biz but everyone definitely have the right to laugh.

Saturday, August 9, 2008

What to Save, What to Spend

Windows:
SPEND ON: The curtains
Don’t be tempted to go for cheap fabric as it will show. Whether you choose silk, linen or a weave, make sure it’s good quality and drapes evenly. Don’t try to save money by buying less fabric, either – cutting down on the fullness of your curtains will just spoil the effect. Pay attention to getting the style of the heading right, too – for e.g. go for simple eyelet headings in a contemporary setting, or extra-deep pencil pleats in a more traditional scheme.
TIP: Lining your curtains will add to your cost, but is essential to add fullness and weight to your fabric, making it hang better. Lining also protects fabric from sunlight.

SAVE ON: The curtain pole
If your curtains look beautiful, you don’t need a fancy pole so you can cut costs by choosing a simple design. Metal or wrought-iron poles tend to be cheaper than wooden ones, though just as sturdy, and come in a range of colours and finishes. Think about the proportions of the window – with smaller windows you can get away with using a narrower (and therefore cheaper) pole.
TIP: For a touch of glamour, add decorative finials to a plain pole – they’re less expensive than the whole pole.

Lights:
SPEND ON: The lamp base
A lamp is a key finishing touch in a room, so invest in a good-quality lamp base in a classic style that won’t date. Choose one that is non-specific in colour – glass or crystal is ideal – so it can be teamed with cheaper lampshades in different styles and colours.
TIP: Look for quality fittings such as metal holders, woven flexes and sliding switches – inexpensive white plastic fittings are a big quality giveaway.

SAVE ON: The lampshade
The shade you choose can completely change the look of the lamp, making it bold and flamboyant or simple and understated. Be brave – if you tire of it, it won’t cost much to replace. Modern drum-shaped shades give a contemporary look and are inexpensive to buy, whether in plain white cotton or colourful silks. Or follow fashion with one of the latest punchwork shades, featuring intricate lacy designs punched out of card. They look stylish and are good value, too. Pick a shade that is in proportion with your base – as a rough guide, the diameter of your shade should be equal to the length of the lamp base (not including the bulb fitting).
TIP: Use the bulb wattage recommended by the base and shade manufacturers – if the wattage differs, opt for the lower of the two. A bulb with too high a wattage could blow fuses or cause a fire.

Seating:
SPEND ON: The sofa
A good-quality sofa should last 10 to 15 years, so spend as much as you can afford. Invest in a design with classic features and hardwearing neutral upholstery that will stand the test of time. Make sure it’s well constructed – a zigzag sprung model with a hardwood frame is a good option for both strength and comfort. Choose a fibre fill with a foam core for the sofa back as it’s soft yet supportive; keep its shape and need less plumping. A fibre and feather mix is soft, but needs regular plumping, which is tricky with any fixed sections.
TIP: To keep your sofa looking good, invest in a stain-protection treatment when you buy it.

SAVE ON: The cushions
Accessories like cushions are great finishing touches, and you don’t need to spend a fortune to get that wow factor. Look for the latest high-street buys to keep your living room looking bang up to date.
TIP: If you’re buying them at a bargain price, go for a pile of cushions rather than one or two, to create a more luxurious look.

The floor:
SPEND ON: The carpet
Laying new carpet is not something you’ll do often, so it pays to buy as good a quality carpet as you can afford. Neutrals and natural weaves are an obvious choice rather than bold shades and patterned designs that can date. Areas of heavy wear will need a hard-wearing carpet, such as an 80/20 wool/nylon mix. In areas like bedrooms, a lighter grade, less hard-wearing carpet will be fine – and cheaper, too.
TIP: Good quality underlay will prolong the life of your carpet. Don’t try to cut costs by fitting new carpet over old underlay or by choosing cheap underlay.

SAVE ON: The rug
A rug is a brilliant way to add impact. It’s easy to pick up a stunning design at a reasonable price, which makes it simple to replace when you want a new look.
TIP: Choose a rug that will suit the room’s scale – a small version will look lost in the middle of a big living room, but if you use it for a purpose – to unite furniture in front of a fireplace or TV, for example – it will work.

Sleeping:
SPEND ON: The mattress
Buy the best-quality mattress you can, as an inferior one will sag. Your choice depends on your budget, but a good mid-priced option is a continuous-sprung mattress rather than an open-sprung design as the interwoven coils are smaller, giving a higher spring count and a more responsive feel. For ultimate comfort, opt for a pocket-sprung mattress, where springs in individual pockets work independently so there’ll be no transmission of movement from one partner to the other.
TIP: You can also buy sprung mattresses with a foam layer that moulds to the contours of your body.

SAVE ON: The bed
If you’ve invested in a good-quality mattress, you can afford to economise on the bed frame, but this doesn’t mean you have to compromise on quality. Avoid designs with rigid wooden slats that are widely spaced, as they will cause wear and tear on your mattress. For comfort, opt for flexible slats no more than 9 to 10cm apart.
TIP: Mattress manufacturers recommend slat spacing to suit their own mattresses, so check the bedstead is compatible before you buy.

SPEND ON: The pillows
At worst, a cheap pillow will give you a stiff neck or persistent headaches. Invest in a good-quality pillow that will hold your head, neck, shoulders and upper back in a straight line. The filling and firmness you choose depends on personal preference, but synthetic-filled pillows come in a variety of softnesses (keep to branded fibres for quality), are easy to wash and keep their shape. Down and feather versions are plumper and softer – opt for these if you like to sink into your pillow.
TIP: Make sure you’re sleeping in a healthy environment by replacing your pillows at least every two to three years to avoid a build-up of skin and dust mites.

SAVE ON: The bed linen
When it comes to bed linen, it is looks that are important. Most stores sell sets at reasonable prices, so you can afford to replace them without blowing your budget. Top-quality Egyptian cotton looks fabulous, but it can be a nightmare to iron, so opt for easy-iron sets (usually a polycotton mix) instead – they’re much less pricey, too.
TIP: Buy inexpensive sets in plain toning colours so you can layer the look.

Kitchen:
SPEND ON: The handles
It’s often the details that make all the difference – the plainest kitchen units can be transformed with smart new handles. Invest in a good design – even though the price per handle might seem expensive, quality fittings really do stand out.
TIP: Choose high-quality materials such as pewter, chrome, leather and resin for a superior-looking finish.

SAVE ON: The doors
As long as the carcasses of your kitchen units are solidly made, you can economise when you’re updating by replacing the doors with budget buys. The plainer and simpler the design, the cheaper the doors will be. What’s more, unfussy styles with minimal detailing are far less likely to date than high-fashion styles.
TIP: Opt for inexpensive plain white doors rather than cheap wooden ones – it’s more difficult to spot that they’re not top quality. They’re more versatile, too – white looks great with just about every colour scheme.

Bathrooms:
SPEND ON: The taps
Quality taps will lift the look of an average suite or bathroom. Remember, they are working parts, too, so a superior design will be less likely to go wrong. High-quality materials such as chrome will also stay tarnish-free.
TIPS: Try taps out in the showroom – if the handle or spout wobbles when you turn them on, they’re of a lesser quality.

SAVE ON: The basin
Keep to clean lines and classic styles – with simple shapes, it’s hard to differentiate a top-end basin from a lower-priced option.
TIP: Shop around for a bargain – you don’t have to get your taps and basin from the same supplier.

Dining:
SPEND ON: The chair
Quality is vital when you’re choosing dining chairs as they come under more strain than the table. Hardwood frames are the most durable. Fabrics suitable for chairs need to have passes the 25,000 ‘rub test’, so check this is marked. Nylon glides on the feet will protect the chair and the floor, and are a good indicator of quality.
TIP: The chair should be wider than the gap between your elbows when placed on the table (52cm to 56cm). There should be around 18cm to 20cm between the seat and the underside of the table.

SAVE ON: The table
A ridiculously cheap table is a false economy as you’ll only get what you pay for. But a good table need not be expensive – check that it’s strong and feels well made. Wood tables are the sturdiest and have the advantage that a damaged top can be sanded back and re-varnished.
TIP: Table heights range from 73.5cm to 77cm and over, so make sure any existing chairs will fit comfortable under it. There should be at least 60cm of space for each diner on a rectangular table, or 75cm on a circular table.

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